Insurance Coverage You Can Count On
Northbound is a preferred in-network provider with most major insurance companies. We have over 15 insurance contracts, giving you a wide net of coverage. Please provide your health insurance information using our Insurance Verification Form, and we will handle the rest.
Contact us today, and we’ll help you verify your benefits and connect you with the right treatment.
Low to No Out-of-Pocket Costs: Most Insurance Plans Accepted
At Northbound Treatment Center, our number one goal is to make sure that anyone in need of drug or alcohol treatment can get help. Our team works directly with your insurance provider to minimize financial stress and ensure you can access the care you need. This approach helps make addiction treatment affordable and accessible, so you can focus on your health and healing.
Mission Over Margin Philosophy & Payment Options
We put mission before margin, working with your insurance to get you the best care with the least burden. Our team is proud to provide first-class treatment at an affordable cost for you or a loved one. If, for some reason, we cannot accept your insurance, we will work with you or your family to create a payment plan.
Insurance Policy
We work directly with your insurance provider to minimize financial stress and find that insurance often covers a majority of treatment costs. A majority of our patients pay little to nothing out-of-pocket.
Private Pay
Some individuals choose a private pay option, which means that they cover all costs of the treatment program without the use of insurance.
Scholarship Award
Thanks to generous donations from benefactors, including but not limited to alumni who credit us with saving their lives, we can offer scholarships to people who do not have insurance or cannot afford treatment.
Trusted Insurance Partner with Decades of Experience
With over 30 years of experience and strong relationships with insurance providers, we make the admissions and insurance process seamless and stress-free. Since the Affordable Care Act’s implementation, more individuals qualify for coverage of substance use, alcohol addiction, and mental health treatment than ever before.
Our advocacy extends beyond initial benefit verification. Insurance companies often require ongoing weekly utilization reviews and may attempt to control treatment decisions. Our dedicated team rigorously advocates for our clients, ensuring that certified medical professionals guide care decisions and that treatment remains fully covered under your policy.
Investing in treatment is investing in lifelong wellness. Untreated addiction and mental health disorders can increase personal and financial costs over time. By committing to recovery now, you are taking an essential step toward lasting transformation and health.
Free Insurance Verification
Insurance Terms
Our comprehensive approach to working with insurance companies comes with years of experience.
Here are some of the terms that might come up along the way.
Insurance Verification
This is the first step in figuring out your rehab insurance coverage. Once we have your insurance information via our efficient Insurance Verification Form, we will start the verification process, which typically takes one business day. Once we’ve navigated your plan, we will call you to review the details of your plan’s coverage.
Pre-Certification
Think of this like a prescription from a doctor. Some policies require pre-certification before you admit. We will complete the pre-certification process for you if possible. Some policies state that you yourself must notify the insurance company; in those cases, we are there to support you, through that process.
Insurance Substantiation
Throughout treatment, many insurance plans require regular check-ins and clinical reviews to check that the person receiving insurance coverage for treatment is in fact still in need of treatment. We comply with these requirements while making sure our medical professionals remain the architects of your treatment. We are versed in ensuring insurance coverage remains through recovery.
Deductible
Your deductible is an annual cost amount that you must pay before insurance will begin to cover your expenses. If you have a high deductible plan, you are accepting a higher overall cost in order to have a lower premium each month. If you have a low deductible plan, your premium will be higher each month. Once the deductible amount is reached, your insurance will cover all or a certain majority percentage of your healthcare costs.
Copay
A copay is a regular fixed cost that you pay for certain services. For example, many people pay a small copay each time they visit the doctor. This contributes to your overall plan and is part of your cost agreement with the insurance company. Some insurance plans do not require a copay.
Primary Insurance Subscriber
The person whose name is on the insurance card. Many people in treatment qualify for coverage under their family’s insurance plan.
In-Network Coverage
When a treatment provider is “in-network” with your insurance company, the rates for treatment are discounted and predetermined. This is cost-effective for all involved parties, but it also means that the choice of providers may be limited.
Out-of-Network Coverage
A treatment provider that does not have a predetermined contract or cost agreement with the insurance company, but people can still receive treatment. Out-of-Network rates will not be the same as they are for an in-network provider, but specialized facilities may be worth the out-of-network rates if the in-network provider does not offer the options that a person needs for treatment.
Out-of-Pocket Expenses
Your out-of-pocket cost is the amount of money you must pay each time you visit a doctor or rehab. These costs are usually due at the time treatment begins, but you may also be able to pay these costs a little at a time with payment plans. Out-of-pocket expenses include deductibles, copay, and co-insurance.
